The Niyo Global Forex Card is the best-selling and most popular forex card in India, thanks to its fantastic features such as zero forex markup, zero cross-currency fees, support for 100+ currencies, and many more. In this article, we will take a deep dive into all the features, charges, and benefits provided by this card to give you a comprehensive understanding of why it’s the top choice for travelers.
Features :
Niyo global forex card loaded with a lot of features which makes your foreign trip more comfortable.
1) zero forex markup
2) free complimentary lounge access
3) Forex debit card linked with your saving account
4) support 130+ currency
5) no currency conversion charges
6) Lock/Unlock your card or Set/Reset your Card PIN on your own via the app.
The Niyo Global Forex Card is available in partnership with multiple banks, including DCB Bank and Equitas Bank. Both variants of the card offer almost the same features and charges.
Charges :
| Card issuance Fee | NIL |
| Reload Fee | NIL |
| cross currency usage fee | NIL |
| ATM withdrawal charges | INR 100+GST |
Benefits :
1) Your card is linked to your savings account, allowing you to transfer money into your savings account via UPI. The best part is that you don’t need to pay any extra charges for adding money, unlike other forex cards that may charge up to Rs. 150 for every reload.
2) You can block your card, set limits, and change your PIN directly from the Niyo Global app, making it extremely convenient for travelers.
3) The card offers zero cross-currency fees, so you can simply load it in INR and use it to pay in any currency you want. Additionally, you will have access to a live currency converter within the app, allowing you to see the real-time exchange rates of currencies.
4) With the Niyo Global Forex Card, you can enjoy an interest rate of up to 7% in your savings account, providing you with additional benefits. Unlike other forex cards that may charge cashout fees for transferring funds to other wallets or accounts, this card is linked to your bank account. You can easily transfer funds for free via UPI to any wallet or account and use it just like a regular bank account in India.
