Thomas Cook vs HDFC Forex Card Comparison

homas Cook Forex Card and HDFC Forex Card are two of the most popular forex card options in India. If you are in search of the best forex card for yourself, you will likely come across these two options. However, without comparing their features, charges, and benefits, it’s difficult to decide which card is better for an individual. Therefore, in this article, we will delve deep into all the details of these cards so that you can make an informed choice for yourself.

Now HDFC Forex card have 3 variant :

1. HDFC Multicurrency forex card
2. HDFC regalia forex card (one currency forex card)
3. HDFC student forex card

And Thomas cook forex card also offers 3 forex cards :

1. Thomas cook borderless multicurrency forex card
2. Thomas cook one currency forex card
3. Thomas cook studdy buddy forex card

now you are aware of all the variants of these cards but we will compare HDFC multicurrency card with Thomas cook multicurrency card and HDFC regalia card with Thomas cook one currency forex card.

1) HDFC multicurrency forex card vs Thomas cook multicurrency forex card

Charges	HDFC Multicurrency forex card	Thomas cook multicurrency forex card
Card issuance fee	INR 500+GST (one time fee)	NIL
Reload fee	75+GST per reload	NIL
Cash withdrawal charges	USD 2+GST	USD 2+GST
Cross currency usage fee	2% of transaction amount+GST	4.5% of transaction amount+GST
currencies supported	22 currencies	9 currencies
fee complimentary travel insurance	yes	yes

2) HDFC Regalia Forex card vs Thomas cook one currency Forex card

Lets compare the HDFC regalia forex card which is almost similar to Thomas cook one currency forex card.

Charges	HDFC Regalia forex card	Thomas cook one currency forex card
Card issuance fee	INR 1000+GST (one time fee)	INR 150
Reload fee	75+GST per reload	INR 100
Cash withdrawal charges	USD 4+GST	USD 4.99+GST
Cross currency usage fee	NIL	NIL
currencies supported	1 currency(USD)	1 currency (USD)
fee complimentary travel insurance	yes	yes