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Thomas Cook vs HDFC Forex Card Comparison

homas Cook Forex Card and HDFC Forex Card are two of the most popular forex card options in India. If you are in search of the best forex card for yourself, you will likely come across these two options. However, without comparing their features, charges, and benefits, it’s difficult to decide which card is better for an individual. Therefore, in this article, we will delve deep into all the details of these cards so that you can make an informed choice for yourself.

Now HDFC Forex card have 3 variant :

  1. HDFC Multicurrency forex card
  2. HDFC regalia forex card (one currency forex card)
  3. HDFC student forex card

And Thomas cook forex card also offers 3 forex cards :

  1. Thomas cook borderless multicurrency forex card
  2. Thomas cook one currency forex card
  3. Thomas cook studdy buddy forex card

now you are aware of all the variants of these cards but we will compare HDFC multicurrency card with Thomas cook multicurrency card and HDFC regalia card with Thomas cook one currency forex card.

1) HDFC multicurrency forex card vs Thomas cook multicurrency forex card

ChargesHDFC Multicurrency forex cardThomas cook multicurrency forex card
Card issuance feeINR 500+GST (one time fee)NIL
Reload fee75+GST per reloadNIL
Cash withdrawal chargesUSD 2+GSTUSD 2+GST
Cross currency usage fee2% of transaction amount+GST4.5% of transaction amount+GST
currencies supported22 currencies9 currencies
fee complimentary travel
insurance
yesyes

2) HDFC Regalia Forex card vs Thomas cook one currency Forex card

Lets compare the HDFC regalia forex card which is almost similar to Thomas cook one currency forex card.

ChargesHDFC Regalia forex cardThomas cook one currency forex card
Card issuance feeINR 1000+GST (one time fee)INR 150
Reload fee75+GST per reloadINR 100
Cash withdrawal chargesUSD 4+GSTUSD 4.99+GST
Cross currency usage feeNILNIL
currencies supported1 currency(USD)1 currency (USD)
fee complimentary travel
insurance
yesyes

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